Capital Gains Taxes  

Knowing when to sell an asset is a difficult part of investing. Reasons for selling a stock, bond, or mutual fund may include:

  • Rebalancing a portfolio
  • Profit taking
  • Stopping further losses
  • A higher potential rate of return on an alternate investment
  • Cash needed for expenses

The tax consequences may be the most important part of your decision. Short-term gains are taxed at your highest marginal income tax rate, while long-term gains are taxed at lower long-term capital gains rates.

The calculator will estimate potential capital gains taxes. If you have owned the investment for 12 months or less, capital gains are considered Short-Term. If you have owned the investment for more than 12 months, capital gains are considered Long-Term.

     

What is the current value of the investment being considered for sale?

$

What is your cost basis? (What did you initially pay for the investment?)

$

What is your federal marginal income tax bracket?

Have you owned this investment for longer than 12 months?

YesNo
 
   
   
BCR Financial
2000 Corporate Drive, Suite 350 • Wexford, PA • 15090
Phone: 724-933-9000 • Fax: 724-933-9001

*Registered Representatives of Lincoln Financial Securities Corporation, Member SIPC offering investments to residents of the states of: AL, AZ, CA, CO, CT, DE, DC, FL, GA, HI, IA, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, NH, NJ, NV, NY, OH, OK, OR, PA, RI, SC, SD, TX, UT, VA, WA, WI, & WV. BCR Financial Services, L.L.C. is a Pennsylvania licensed Registered investment Advisor. To see a directory of BCR Advisors, please click here.  In NY, insurance may be offered through LFS Marketing & Insurance Agency Corporation.  In CA, insurance may be offered through LFS Marketing & Insurance Sales Corporation.  Some life insurance and annuity policies involve exclusions or limitations.  For costs and complete details of coverage, contact your agent. Lincoln Financial Securities and their representatives do not offer legal or tax advice.  Please see your legal or tax professional regarding your individual circumstances.  BCR Financial Services, L.L.C.  and Lincoln Financial Securities are not affiliated.